SUMMARY OF TARIFF FILED BY
                                           XYZ, INC.
          WITH THE VERMONT PUBLIC SERVICE BOARD
               FOR EFFECT ON MARCH 1, 2000

The tariff filed by XYZ, Inc. ("XYZ") contains the rules, regulations, service descriptions and
rates applicable to the furnishing of interexchange telecommunications.  XYZ is authorized to
provide telecommunications services throughout the State of Vermont and will offer its services
to the general public.  XYZ offers the following services: 

          Outbound Service
               Unvalidated Account Codes - $10.00 per month per service location
               Validated Account Codes - $10.00 per month per service location

               Usage Rates
                    Base rates 
                         Switched Access   $.01750/six seconds
                         Dedicated Access  $.01150/six seconds
                    PLUS Rates
                         Switched Access   $.01690/six seconds
                         Dedicated Access  $.01110/six seconds

          Toll-Free Service
               Switched Access - $10.00 per month per toll-free number
               Dedicated Access - $25.00 per month per toll-free number
               
               Usage Rates
                    Base rates 
                         Switched Access   $.01750/six seconds
                         Dedicated Access  $.01150/six seconds
                    PLUS Rates
                         Switched Access   $.01690/six seconds
                         Dedicated Access  $.01110/six seconds

          Calling Card Service
               Usage charge $0.2200 per minute, plus $0.40 per call 

          Directory Assistance $0.50 per call

XYZ offers its services seven days a week, 24 hours per day.  A complete tariff is on file with the
Vermont Public Service Board and may be inspected during normal business hours. 
For additional information call XYZ at 1-800-123-4567.






                    XYZ, INC.  LETTERHEAD

                         DATE


Susan M. Hudson, Clerk
Vermont Public Service Board
112 State Street, Drawer 20
Montpelier, Vermont 05620-2701


               RE:  XYZ, INC.
                    Certificate of Public Good #____

Dear Mrs. Hudson:

     In response to the Order entered on ____________, 2000,   XYZ, Inc.  has publ