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Vermont Homeowner Assistance Program

The Vermont Housing Finance Agency (VHFA) is offering the Vermont Homeowner Assistance Program (VHAP) to provide help for homeowners who have experienced financial hardship due to COVID-19 after January 21, 2020. Financial hardship due to COVID-19 includes loss in income or material increase in living expenses from job loss, reduction in work hours, increased costs due to child care or illness, or the need to care for a family member (including a hardship that began before the pandemic, but continued during and after).

Income-eligible Vermonters* may apply for assistance for their primary residence to avoid home foreclosure or homeowner displacement. This can include assistance with overdue mortgage payments, homeowners' association fees, property taxes, and/or utilities (including electric, gas, fuel oil, and water). The program is expected to run for several years. 

*Less than or equal to 150% of Area Median Income.

For more information, to find out if you qualify, and apply for the program, please visit the VHFA's VT Homeowner Assistance Program webpage. To view VHAP Frequently Asked Questions, please visit the VHAP FAQ webpage.